the tool kit
Resources we actually use.
No affiliate junk drawer. Just the tools that earn their keep in real family budgets.
Flipp
Weekly ads, flyers, and coupons from every store, in one searchable app.
Coupons.com
Printable and digital manufacturer coupons for groceries, household, and personal care.
Krazy Coupon Lady
Curated daily deals and step-by-step coupon match-ups by store.
Hip2Save
Trusted deal community sharing freebies, hot deals, and savings hacks.
Ibotta
Cashback on groceries and household items by scanning your receipts.
Rakuten
Cashback portal for online shopping at 3,500+ stores.
Fetch
Earn points on every receipt — redeem for gift cards.
Capital One Shopping
Auto-applies coupon codes and finds lower prices while you shop online.
Upside
Cashback on gas, groceries, and restaurants — claim before you buy.
Monarch Money
Beautiful, couple-friendly budgeting and net-worth tracking.
YNAB
Zero-based budgeting that teaches you to give every dollar a job.
EveryDollar
Free zero-based budget app from the Ramsey team.
Empower
Free net-worth, investment tracking, and retirement planning tools.
Rocket Money
Spot and cancel unwanted subscriptions, lower your bills.
Honey
Auto-applies coupon codes at checkout — savings without the work.
$5 Meal Plan
Family meal plans that target $5/person dinners.
Plan to Eat
Meal planner, recipe organizer, and auto-generated grocery list.
Budget Bytes
Free recipes with cost breakdowns per serving.
EatingWell on a Budget
Healthy, affordable family recipes.
NerdWallet
Plain-English explainers on credit cards, loans, and investing.
The Penny Hoarder
Daily money tips, side-hustle ideas, and savings stories.
Bankrate
Rate comparisons for savings accounts, CDs, mortgages, and more.
Consumer Financial Protection Bureau
Free unbiased financial education from the US government.