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The Baller Debt-Free Workbook

List it, choose a method, and track every payment

$9.99

The Baller Debt-Free Workbook is a debt payoff planner for people who want every balance on one page and a payoff order they can stick to. It includes a debt inventory, a debt snowball worksheet, a debt avalanche worksheet, a debt tracker printable for monthly payments, an extra-payment planner, and progress and milestone pages.

Not on sale yet.

The planner is finished, but secure checkout isn't connected yet, so there's nothing to buy today. The free 4-page sample above downloads right now, and the free kit below is the full free version.

Format
PDF
Pages
12
Size
US Letter, 8.5 x 11 in
Delivery
Instant digital download
License
Personal use, one household
  • Prints in black and white; reprint pages as often as you like.
  • Please don't resell, share, or republish the file.
  • Digital file: because it downloads instantly, sales are final. If a file won't open, we'll fix it.

What's included

  • How To Use This Planner
  • Debt Inventory Worksheet
  • Debt Payoff Goal
  • Debt Snowball Worksheet
  • Debt Avalanche Worksheet
  • Monthly Debt Payment Tracker
  • Monthly Debt Check-In
  • Debt Progress Chart
  • Debt-Free Milestone Tracker
  • Extra Payment Tracker
  • License & Terms

Who it's for

  • Anyone juggling several balances at once
  • People deciding between the snowball and avalanche method
  • Households who want a visible progress chart

How to use it

  1. 1Fill in the inventory with every balance, rate, and minimum
  2. 2Compare methods, then commit to one order
  3. 3Log each payment and new balance monthly
  4. 4Color in the progress chart as balances fall

Try the free tool first

The math behind these pages is free on the site. The planner is where you keep the results.

Open the Debt Snowball Calculator →

Free PDF · 10 pages + cover

Baller Debt-Free Starter Kit

Snowball vs. avalanche explained, plus nine worksheets to list, plan, and track your payoff.

Download the free PDF

Questions

Snowball or avalanche — which pages should I use?
Both are included. The workbook explains the trade-off so you can choose; you only fill in the one you pick.
How many debts fit?
The inventory and payoff pages hold roughly a dozen lines each, and you can reprint pages as often as you need.
Is this financial advice?
No. It is a general educational worksheet set. For hardship, consider speaking with a nonprofit credit counselor.

Keep learning

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These worksheets are general educational tools, not financial, tax, legal, or credit advice, and no financial result is guaranteed. Financial disclaimer.

Other planners: The Baller Budget Planner · The Baller Savings Challenge Bundle · The Baller Grocery Savings Planner · The Baller Couponing Starter Pack · The Baller Paycheck Budget Planner · The Baller No-Spend Challenge · The Complete Baller Money Binder