free tools
Calculators that do the math for you.
Twelve working calculators. No sign-up, no email. Just estimates you can use.
Smallest balance first
This planning view shows priority order. Enter your extra monthly payment to see the total amount assigned before interest.
Monthly debt budget
$640
Payoff priority
- 1. Card A · $1,80019% APR
- 2. Card B · $5,20024% APR
- 3. Loan · $9,0008% APR
Illustrative balances only. Replace this example with your own debt list in a worksheet before making payments.
what this means
Put your real debts in the Debt Snowball Worksheet and roll each paid-off payment into the next.
Estimates only, based on the numbers you entered. Not financial advice.
Read: How to pay off debt faster →Free PDF · 10 pages + cover
Baller Debt-Free Starter Kit
Snowball vs. avalanche explained, plus nine worksheets to list, plan, and track your payoff.