free tools
Calculators that do the math for you.
Twelve working calculators. No sign-up, no email. Just estimates you can use.
Highest interest first
This planning view shows priority order. Enter your extra monthly payment to see the total amount assigned before interest.
Monthly debt budget
$640
Payoff priority
- 1. Card B · $5,20024% APR
- 2. Card A · $1,80019% APR
- 3. Loan · $9,0008% APR
Illustrative balances only. Replace this example with your own debt list in a worksheet before making payments.
what this means
Put your real debts in the Debt Avalanche Worksheet and focus extra payments on the highest rate.
Estimates only, based on the numbers you entered. Not financial advice.
Read: How to pay off debt faster →Free PDF · 10 pages + cover
Baller Debt-Free Starter Kit
Snowball vs. avalanche explained, plus nine worksheets to list, plan, and track your payoff.